Wholesome & Heavenly: The Ultimate Healthy Chocolate Chip Oatmeal Banana Muffins
Welcome to your new favorite breakfast or guilt-free snack! These Healthy Chocolate Chip Oatmeal Banana Muffins are a true game-changer, perfectly balancing nutritious ingredients with irresistible flavor. Imagine a treat packed with naturally sweet fruits, hearty dark chocolate chips, fiber-rich oats, creamy yogurt, and a touch of honey – all coming together in one single bowl. Not only are they incredibly delicious, but their one-bowl preparation also makes them super quick and easy to whip up, ideal for busy mornings or an impromptu baking session. Get ready to indulge in muffins that are both good for you and incredibly satisfying!

Why You’ll Adore These Healthy Chocolate Chip Oatmeal Banana Muffins
There’s a reason these muffins have become a staple in many homes. They masterfully combine some of your favorite wholesome breakfast ingredients – oats, ripe bananas, rich dark chocolate chips, and creamy yogurt – into one perfectly portioned, delightful treat. The result is a muffin that offers a fantastic textural experience: a slight, satisfying crunch from the oats, beautifully contrasted with a wonderfully moist and tender crumb. These aren’t just any muffins; they’re a healthier snack option that doesn’t compromise on flavor or indulgence.
What makes these Chocolate Chip Oatmeal Banana Muffins truly special is their commitment to natural goodness. Made with no refined sugar and packed with the goodness of real fruit, they provide a wholesome boost of energy without the sugar crash. Their versatile nature makes them an ideal candidate for various occasions – tuck them into your kids’ lunchboxes for a nutritious and exciting surprise, or serve them as a delightful treat for an afternoon tea gathering. They also make a fantastic grab-and-go breakfast when you’re short on time. They strike the perfect balance between being indulgent enough for a treat, yet healthy enough to feel good about.
This recipe is a delightful evolution, drawing inspiration from our popular Chocolate Chip Banana Muffins (Sugar-Free) and our Flourless Banana Oatmeal Muffins. It captures the best elements of both, creating a muffin that is not only incredibly satisfying but also incredibly practical. They are an excellent make-ahead option, staying fresh for several days at room temperature, and can even be frozen to enjoy later – ensuring you always have a healthy, homemade treat within reach!
Gather Your Wholesome Ingredients

These delightful chocolate chip banana oat muffins are crafted from a selection of simple, wholesome pantry ingredients. Their natural sweetness primarily comes from very ripe bananas, complemented by an extra touch of honey, making them a healthier choice without compromising on taste.
- Bananas: The key to naturally sweet muffins! You’ll need very ripe, spotty bananas for this recipe. The riper they are, the sweeter and more flavorful your muffins will be. Banana sizes can vary, so for consistent results, aim for about 240 grams or 1/2 lb of mashed bananas. If your bananas aren’t quite ripe enough, you can speed up the process by baking them in their peels at 300°F (150°C) for 15-20 minutes until they turn black and soft.
- Oil: We recommend a neutral-flavored cooking oil like Canola oil, which allows the natural flavors of banana and chocolate to shine. Other great options include vegetable oil or even a light olive oil. While melted butter can be used, keep in mind that muffins made with butter tend to dry out a bit faster than those made with oil.
- Yogurt: Creamy Greek yogurt adds incredible moisture and a slight tang that balances the sweetness. For this recipe, unsweetened natural yogurt is preferred. If you’re looking for a dairy-free option, a plain, unsweetened plant-based yogurt (like almond or soy) works beautifully. Just be aware that some plant-based yogurts might impart a subtle flavor of their own.
- Honey: This natural liquid sweetener enhances the bananas’ sweetness without relying on refined sugars. Maple syrup or agave syrup are excellent alternatives if you prefer, though using a different sweetener might slightly alter the final taste profile of your muffins.
- Self-Rising Flour: This convenient flour already contains baking powder and salt, simplifying the dry ingredient step. If you don’t have self-rising flour on hand, it’s incredibly easy to make your own! Simply combine 1 cup (150 grams) of all-purpose flour with 1 ½ teaspoons of baking powder and a pinch of salt. This homemade substitute works perfectly every time.
- Rolled Oats: Providing fantastic texture and a healthy dose of fiber, rolled oats are integral to these muffins. They give a lovely, slightly chewy bite. If you prefer a less pronounced texture, quick oats can be used for a softer crumb. Always use unsweetened, unflavored oats.
- Mini Chocolate Chips: Dark chocolate chips are a must for that classic muffin indulgence. Mini chips ensure chocolate in every bite! You can also use regular-sized chocolate chips or even chopped dark chocolate. For an extra touch of richness, a mix of milk and dark chocolate chips would be delicious.
- Ground Cinnamon: An optional but highly recommended addition, cinnamon beautifully complements the banana and enhances the overall warmth and depth of flavor in these muffins.
Feeling creative? These Chocolate Chip Banana Oatmeal Muffins are incredibly versatile and welcome a variety of delicious additions! Consider stirring in chopped nuts like walnuts or pecans for extra crunch and healthy fats. Seeds such as chia seeds or flax seeds can boost their nutritional profile. For a burst of fruity flavor, try adding dried fruits like raisins, cranberries, or chopped apricots. Each addition will contribute a unique texture and flavor, making these breakfast muffins truly your own.

Effortlessly Bake These Delicious Muffins (One Bowl Magic!)
One of the best features of these Chocolate Chip Banana Oatmeal Muffins is how incredibly quick and easy they are to make. You’ll only need one mixing bowl and a few basic utensils – no fancy mixer required! This streamlined process ensures minimal cleanup and maximum enjoyment.
- Step 1: Prepare Your Workspace. Begin by preheating your oven to 180°C/350°F. This ensures the oven is at the correct temperature when your batter is ready, promoting an even rise. Line a standard 12-cup muffin pan with paper liners. If you don’t have liners, make sure to generously grease each well of the muffin pan with a little bit of oil or baking spray to prevent sticking.
- Step 2: Mash the Bananas. (Refer to Photo 1 in the original content for visual guidance.) Peel your very ripe bananas and place them in a large mixing bowl. Using a fork or a potato masher, thoroughly mash them until they are very smooth, with no large lumps remaining. The smoother the banana mash, the more uniform the muffin texture will be.
- Step 3: Combine Wet Ingredients. (Refer to Photo 2 in the original content.) To the mashed bananas, add the eggs, honey (or your chosen liquid sweetener), Greek yogurt, and canola oil. Whisk all these wet ingredients together vigorously until they are well combined and smooth. This creates the foundational liquid base for your muffins.
- Step 4: Incorporate Dry Ingredients. (Refer to Photo 3 & 4 in the original content.) Now it’s time to add the self-rising flour, rolled oats, and ground cinnamon (if using). Gently fold these dry ingredients into the wet mixture using a spatula or wooden spoon. Mix just until combined – a few streaks of flour are perfectly fine. Overmixing muffin batter can lead to tough, dry muffins, so resist the urge to keep stirring!
- Step 5: Fold in Chocolate Chips. (Refer to Photo 5 & 6 in the original content.) Add the mini chocolate chips to the batter. Gently fold them in until they are evenly distributed. Don’t overmix here either, just enough to incorporate the chocolatey goodness.
- Step 6: Fill Muffin Cups. (Refer to Photo 7 in the original content.) Evenly scoop the muffin batter into the prepared paper liners, filling each cup about two-thirds full. For perfectly domed muffins, you can fill them a little higher, closer to the brim.
For a beautiful presentation and an extra burst of flavor, optionally top each muffin with a few extra chocolate chips and a sprinkle of rolled oats before baking.
- Step 7: Bake to Golden Perfection. Place the muffin pan into your preheated oven and bake for approximately 20 minutes. Baking times can vary slightly depending on your oven, so keep an eye on them. The muffins are ready when they are beautifully puffed up, golden brown on top, and a wooden skewer or toothpick inserted into the center comes out clean or with just a few moist crumbs attached.
- Step 8: Cool Completely. Once baked, remove the muffin pan from the oven and let the muffins cool in the pan for 5-10 minutes before transferring them to a wire rack to cool down completely. This crucial step helps prevent the muffins from sticking to the liners and allows them to set properly, ensuring a perfect texture.

Recipe Frequently Asked Questions
I used regular Rolled Oats to make these Chocolate Chip Oatmeal Banana Muffins, which give them a lovely, slightly chewy texture. Steel-Cut Oats are generally too dense for muffins unless processed, but Instant Oats (also known as quick oats) will work as well, creating a softer, less ‘crunchy’ muffin. Always ensure you use unsweetened, unflavored oats when baking to control the sweetness and flavor profile of your muffins. For more on oat types, you can read here.
Absolutely! If you don’t have pre-made self-rising flour, you can easily create your own at home. For every 1 cup (150 grams) of Plain/All-Purpose Flour, simply mix in 1 ½ teaspoons of Baking Powder and a pinch of Salt. This homemade version functions identically and ensures your muffins rise beautifully.
Yes, making these muffins dairy-free is quite simple! The only dairy ingredient in this recipe is the Greek Yogurt. You can easily substitute it with a plant-based or dairy-free natural unsweetened and unflavored yogurt, such as almond, soy, or coconut yogurt. Keep in mind that if you choose a coconut-based yogurt, it might add a subtle coconut flavor to your muffins, which can be a delicious twist!
Yes, absolutely! Frozen ripe bananas are excellent for muffins. Thaw them completely at room temperature or in the microwave. They will release a lot of liquid, which you should drain before mashing. The texture might be a bit softer, but the flavor will be just as sweet and perfect for baking.
For those coveted high-domed muffins, there are a few tricks. First, preheat your oven to a slightly higher temperature (like 400°F/200°C) for the first 5 minutes of baking, then reduce it to 350°F/180°C for the remaining time. This initial blast of heat helps the muffins rise quickly. Second, ensure your leavening agents (baking powder in self-rising flour) are fresh. Finally, make sure not to overmix the batter; a gently mixed batter prevents gluten development that can make muffins flat.

Storing & Freezing Your Delightful Muffins
These healthy chocolate chip oatmeal banana muffins are perfect for making ahead, making them a fantastic option for meal prep. Proper storage ensures they stay fresh and delicious for as long as possible.
- Storing: To maintain their optimal freshness and moist texture, these muffins should be kept at room temperature. Store them in an airtight container or covered tightly with plastic wrap or foil. They will remain wonderfully fresh for about 2 to 3 days. After that, they may start to become a bit dry. We do not recommend storing them in the refrigerator, as the cold air tends to dry them out more quickly.
- Freezing: These muffins freeze beautifully, making them ideal for long-term storage. To freeze, ensure the muffins have completely cooled to room temperature. You can wrap them individually in a layer of plastic wrap followed by a layer of aluminum foil to prevent freezer burn and make thawing easier. Alternatively, you can place them in a large freezer-friendly bag or container, separating layers with baking paper to prevent sticking. They will last in the freezer for up to 3 months.
To thaw, simply remove the desired number of muffins from the freezer and let them sit at room temperature for a couple of hours. For a warm, freshly-baked taste, you can briefly reheat them in the microwave for 15-30 seconds or in a preheated oven at 300°F (150°C) for 5-10 minutes.

Discover More Muffin Delights!
If you’ve fallen in love with these Chocolate Chip Oatmeal Banana Muffins, you’ll be thrilled to explore our other fantastic muffin recipes. From decadent to fruity, we have a muffin for every craving:
- Chocolate Peanut Butter Muffins
- Spiced Pear Muffins
- Double Chocolate Brownie Muffins
- Orange and Poppy Seed Muffins
- Raspberry Lemon Muffins
- Lemon Poppy Seed Muffins
- Chocolate Zucchini Muffins
- Apple Cinnamon Crumble Muffins
- Biscoff Muffins
Made this recipe?
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Recipe

Chocolate Chip Oatmeal Banana Muffins
Print Recipe
Ingredients
- 2 medium Bananas, very ripe, (approx. 240g or 1/2 lbs mashed)
- 2 Eggs
- 60 ml (1/4 cup) Honey
- 120 gr (1/2 cup) Greek Yogurt
- 60 ml (1/4 cup) Canola Oil, or other neutral oil
- 125 gr Rolled Oats
- 150 gr (1 cup) Self-Rising Flour
- 1 teasp. Ground Cinnamon, optional
- 100 gr (1/2 cup) Mini Chocolate Chips
Instructions
- Preheat your oven on 180’c/350’f. Prepare a Muffin Pan with Paper Liners – or generously grease it.
- In a large mixing bowl, mash the Bananas until smooth.
- Add the Eggs, Honey, Greek Yogurt and Canola Oil. Whisk until combined.
- Mix in the Self-Rising Flour, Oats and Cinnamon.
- Stir in the Chocolate Chips.
- Scoop the muffin batter into the paper liners. Optionally, top with a sprinkle of oats and a few chocolate chips.
- Bake for about 20 minutes, or until the muffins have risen and are golden. Leave to cool down completely.
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Notes
- (*) You should use about 240gr or 1/2 lbs of mashed Bananas so if using small bananas, you might need 3 instead of 2.
- Canola Oil can be substituted with your preferred flavoured-neutral cooking oil.
- Honey can be substituted with Maple Syrup or Agave Syrup if preferred.
- You can use Plain / AP Flour instead of Self-Rising by adding 1 1/2 teasp. of Baking Powder and 1 pinch of Salt per cup of flour.
- You can substitute Chocolate Chips with Chocolate Chunks, but make sure to use baking chocolate (and not eating chocolate) for best melting and texture.
- For a gluten-free option, use a 1:1 gluten-free baking flour blend and certified gluten-free oats.
- To make these muffins extra moist, consider adding an extra tablespoon of yogurt or mashed banana.
Nutrition (per serving)
